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Inspection Guide

Home Inspection Guide

Know what to expect during your home inspection and learn to identify potential red flags that could affect your purchase decision.

What Home Inspectors Check

A comprehensive home inspection examines all major systems and components of the property. Here's what inspectors typically review.

Structural Components

Foundation, framing, walls, and overall structural integrity of the home.

  • Foundation cracks or settling
  • Basement moisture or water damage
  • Floor joists and beam condition
  • Wall framing and support structures
  • Attic framing and roof support

Roofing System

Roof condition, gutters, downspouts, and ventilation systems.

  • Shingle condition and remaining life
  • Flashing around chimneys and vents
  • Gutter and downspout functionality
  • Roof ventilation adequacy
  • Signs of leaks or water damage

Plumbing System

Water supply, drainage, fixtures, and water heater condition.

  • Water pressure and flow rate
  • Pipe material and condition
  • Water heater age and functionality
  • Drainage system performance
  • Fixture operation and leaks

Electrical System

Service panel, wiring, outlets, and overall electrical safety.

  • Electrical panel capacity and condition
  • Wiring type and grounding
  • GFCI outlets in wet areas
  • Outlet and switch functionality
  • Fire hazards or code violations

HVAC Systems

Heating, ventilation, and air conditioning equipment and performance.

  • Furnace age and condition
  • Air conditioning operation (if applicable)
  • Ductwork condition and insulation
  • Thermostat functionality
  • Filter condition and air quality

Major Appliances

Built-in appliances and their operational status.

  • Range and oven operation
  • Dishwasher functionality
  • Refrigerator (if included)
  • Washer and dryer connections
  • Garbage disposal operation

Common Red Flags

Some issues are more serious than others. Here are the red flags that should give you pause and require careful consideration.

Critical Issues

Major Foundation Problems

Large cracks, significant settling, or bowing walls can cost $10,000-$50,000+ to repair.

May affect structural integrity and home value

Roof Replacement Needed

Roofs nearing end of life (15-25 years depending on material) require significant investment.

Expect $8,000-$20,000+ for replacement in Vermont

Electrical Panel Issues

Outdated panels (Federal Pacific, Zinsco) or insufficient amperage pose safety risks.

Panel replacement costs $1,500-$4,000

Active Water Damage or Mold

Signs of ongoing leaks, moisture problems, or mold growth require immediate attention.

Remediation can cost $500-$10,000+ depending on extent

Moderate Concerns

Aging HVAC System

Furnaces over 15-20 years old may need replacement soon.

New heating system costs $3,000-$8,000 in Vermont

Plumbing Issues

Old galvanized pipes, slow drains, or water pressure problems.

Repiping can cost $4,000-$15,000

Windows Need Replacement

Single-pane or deteriorating windows affect energy efficiency.

Replacement costs $300-$1,000+ per window

Drainage Problems

Poor grading or drainage can lead to foundation and basement issues.

Drainage solutions cost $1,000-$5,000

Vermont-Specific Inspections

Vermont homes have unique features that require special attention. Don't skip these important inspections.

Well Water Testing

If the property has a well, test for bacteria, nitrates, and other contaminants. Vermont recommends annual testing.

Typical Cost: $50-$200 for basic testing

Septic System Inspection

Many Vermont homes use septic systems. Get a thorough inspection and pumping records. Systems typically need pumping every 3-5 years.

Typical Cost: $300-$500 for inspection

Radon Testing

Vermont has elevated radon levels in many areas. EPA recommends testing all homes. Mitigation systems are effective if levels are high.

Typical Cost: $150-$250 for testing, $800-$2,500 for mitigation

Oil Tank Inspection

Many Vermont homes use oil heat. Check tank condition, age, and location. Underground tanks can be environmental hazards.

Typical Cost: $200-$400 for inspection, $1,000-$3,000+ for removal

Insulation and Weatherization

Critical for Vermont winters. Check attic, wall, and basement insulation. Look for ice dams and heat loss indicators.

Typical Cost: Varies widely, $2,000-$10,000+ for improvements

Chimney and Fireplace

Common in Vermont homes. Ensure chimneys are properly lined, cleaned, and structurally sound.

Typical Cost: $100-$300 for cleaning, $300-$1,000+ for inspection and repairs

Pro Tips for Your Home Inspection

Attend the inspection in person to ask questions and learn about the home

Take photos and notes during the walkthrough

Don't panic over minor issues - focus on major structural and system problems

Request repair estimates for significant issues to use in negotiations

Consider a re-inspection after repairs are completed

Keep the inspection report for future reference and maintenance planning

Budget for ongoing maintenance - all homes require upkeep

Putting Inspection Costs in Perspective

A professional home inspection typically costs $300-$600 in Vermont, depending on the size and age of the home. While this may seem expensive, it's a small price compared to the cost of unexpected repairs after purchase.

Consider this: discovering a $10,000 roof problem during inspection gives you negotiating power. You can request repairs, ask for a credit, or walk away if the issues are too severe. Without an inspection, you'd be responsible for the full cost after closing.

The average home inspection uncovers $14,000 worth of issues. Even if you only negotiate half of that, you've saved significantly more than the inspection cost.

Questions About Home Inspections?

Our team can help you understand inspection reports and navigate repair negotiations. We work with trusted Vermont inspectors to ensure you make informed decisions.